Road Ready Life
Licensed agent · Free call
For truck drivers

Your truck stops.
Your bills don't.

Your family depends on you staying on the road. And if you run your own truck, there's no company plan behind you. If you get seriously sick or you're gone, who covers them?

  • Life insurance that can pay you while you're still alive if a qualifying serious illness takes you off the road
  • A death benefit so your family isn't left with the truck note and the bills
  • Flexible monthly amounts built around income that changes week to week
Step 1 of 8

What kind of driver are you?

Takes about 60 seconds. No obligation.

What kind of driving do you do?

What state do you live in?

Please choose your state.

How old are you?

Age is one of the biggest factors in what coverage costs.

Please enter an age between 18 and 85.

Who depends on your income?

About how much do you take home per year?

After fuel, maintenance and expenses. A rough range is fine.

What could you comfortably put toward protection each month?

Pick what fits a slow month, not your best month.

Where should your agent reach you?

A licensed insurance agent will call you to go over your options. No cost to talk.

Please fill in every field with a valid mobile number and email.
Please check the box so your agent can call you.

🔒 Your information is never sold.

Meet your agent
Darragh Curley

Darragh Curley

Independent licensed life insurance agent · Licensed in 22 states · Works with multiple top-rated insurance companies

You're all set, . Darragh will be calling you shortly.

Save his number so you know it's him: (XXX) XXX-XXXX You'll also get a text from this number with his details.

The call takes about 15 minutes. No pressure, no obligation.

Meet your agent
Darragh Curley

Darragh Curley

Independent licensed life insurance agent · Licensed in 22 states · Works with multiple top-rated insurance companies

You're all set, . Darragh will be giving you a call.

Save his number so you know it's him: (XXX) XXX-XXXX You'll also get a text from this number with his details.

The call takes about 15 minutes. No pressure, no obligation.

How it works

Three steps. One phone call.

No agents showing up at your door, no appointments you can't keep from the road.

1

Answer a few questions

About 60 seconds. It helps us understand your situation before we call.

2

Get a call from a licensed agent

A licensed agent calls you, not a call center. Talk from the cab, at a truck stop or on your home time.

3

See your options, then decide

He'll walk you through what you may qualify for and what it would cost. The decision is yours.

What the coverage does

Protection for the day the wheels stop.

This is Indexed Universal Life (IUL) insurance: permanent life insurance with benefits you can use while you're still here.

Living benefits

Money while you're still alive.

If you're diagnosed with a qualifying critical, chronic or terminal illness, many policies let you access part of your death benefit early, so you can cover bills while you're off the road.

  • Help replace income when you can't drive
  • Keep up with the truck payment, rent or mortgage
  • You decide how the money is used

Living benefits are available through riders that vary by carrier and state and require qualification. Accessing them reduces the death benefit.

A death benefit for your family

If you pass away, your family receives a payout to cover the bills, the debts and the years ahead, so they're not left with the bills and nothing behind them.

Cash value that can grow over time

Part of what you pay may build cash value linked to a market index, with a 0% floor on index credits in down years. Over time, you may be able to borrow against it.

Cash value growth is not guaranteed and is subject to caps, participation rates and policy charges.

Straight answers

Questions drivers ask us.

How much does it cost?

It depends on your age, health and how much coverage you want. Premiums are flexible, so your agent will help you choose an amount that fits a slow month, not just a good one. The call is free.

Who's going to call me?

A licensed life insurance agent who works with drivers. Not a call center, and your information is never sold to other agents. You'll see exactly who's calling, with their name and photo, the moment you finish.

What if my income changes month to month?

Start with an amount that feels easy, even in a slow month. Many drivers start conservatively and add more coverage later as things grow (adding coverage later may require a new approval). Paying too little for too long can cause a policy to lapse, which is why your agent builds the plan around your slow months.

Will I get approved?

Approval is up to the insurance company and is based mainly on your age and health. Not everyone qualifies for an IUL. But your agent works with multiple top-rated insurance companies, so if an IUL isn't the right fit, there's usually another type of coverage that is.

I've seen a lot of insurance ads. Why trust this one?

You're right to be skeptical. You'll speak with one licensed agent, you'll see everything in writing from the insurance company before you pay anything, and there's no obligation to buy.

Do I need a medical exam?

In most cases, no. Instead of an exam, most applications use a quick electronic check, such as your prescription history and Medical Information Bureau (MIB) records, with your permission. Larger coverage amounts or certain health histories may still require one, and your agent will tell you upfront if yours does.

Why drivers work with us

Real agents. Straight answers.

Road Ready Life exists for one kind of client: the people who keep this country moving.

Licensed and independent

You're matched with a licensed life insurance agent who works with multiple top-rated insurance companies, so they can shop your options instead of pushing one product.

One agent, not a call center

The same person calls you, answers your questions and helps you through the application.

Your information stays private

We never sell your information to other agents or lead buyers.

Don't let your next paycheck be your only plan.

60 seconds now. One phone call. No obligation.

See My Options →