Living benefits

Get paid if you're too sick to drive.

Living benefits let you use part of your life insurance while you're still alive, when a serious illness takes you off the road.

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What it covers

Critical illness

Like a heart attack, stroke or cancer.

Chronic illness

When you can't take care of yourself without help.

Terminal illness

A diagnosis with limited time left.

Use it for what you need

Truck paymentRent or mortgageBillsLost incomeTravel for treatment

Using living benefits lowers what your family receives later. What qualifies and how much you can access depend on the insurance company, the rider and your state.

Don't let your next paycheck be your only plan.

Answer a few questions in about 60 seconds. A licensed agent will call you. No obligation.

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